Products

CLAAS Financial Services offers a wide-range of financial solutions. It doesn’t matter if you are purchasing a new forage harvester, combine harvester, hay tool or any other of the innovative and award winning CLAAS products – we’ve got the products and services to meet your unique needs.

$250,000 Application Only

We provide application only credit decisions up to $250,000 on new and used equipment with the completion of our online or PDF equipment finance application. Credit decisions are generally provided in less than four hours with larger transactions, requiring additional financial information, generally provided within a day.

Competitive Rates

As a direct lender we are able to provide very competitive rates when financing any of the equipment in the CLAAS product line. We offer terms up to 84 months, depending on the equipment financed.

Customized Payment Structures

We acknowledge that every customer’s business is unique. As such, we customize payment structures based on your need and business cycle. We offer annual, semi-annual, quarterly and monthly payment options.

Minimal Upfront Costs

It does not require a large financial investment to initiate financing with CLAAS Financial Services. We generally require only the first payment in advance or 20% equity (trade or cash) in the total transaction.

Fund on Fax

We accept the fully-executed fax documents as originals for all transactions. This allows for faster equipment delivery and prompt payment to the dealer.

Operating Leases

This contract allows the lessee to acquire the use of the equipment for a low monthly payment (or other agreed upon payment structure) and a term that is less than the equipment’s useful life. An operating lease is not shown on a balance sheet (off-balance sheet financing); however, the lessee can expense the monthly payments. At the end of the lease term, the lessee can return the equipment to the lessor, trade in the equipment, or purchase the equipment for its fair market value.

Equipment Finance Agreements

Also known as an Installment Sales Contract, this agreement allows the borrower to build equity in the equipment as they make each payment. As a result, they may be able to claim the benefits of ownership for IRS purposes.

Tax Exempt Leases

These contracts are specifically for lessees with tax-exempt status. Many U.S. state universities and city, county, and state governments qualify for these leases. This status enables us to pass on the tax savings to these entities through lower monthly payments.

Enhanced Lease Options are available on most self-propelled CLAAS products. Contact your local dealer to learn more!*

To initiate financing Apply Now, call 866-657-1442, or email us at sales@claasfinancial.com.

CLAAS Financial Services is not a tax advisor. You should consult your tax advisor regarding the tax implications of any of our financing products.

* Subject to dealer participation. See your local CLAAS dealer for details. To locate the nearest CLAAS or LEXION dealer, click on the appropriate link below.